The Slate(SM) From Chase Visa Card
The Slate(SM) From Chase Visa Card allows you to set up what they call a “Blueprint” for managing your credit card account. This is the perfect card for those who like to keep careful and detailed records of their spending.
If you want to set a time frame in which to pay off a balance, Chase will do the calculations for you and help you set up a payment schedule. If you want to pay off a large purchase, Chase will separate that purchase out on your bill so you can see the progress you’re making.
They’ll also help you see and track your spending trends, so you can make changes in your habit from a point of knowledge.
To be eligible for this card you must not have a bankruptcy in your past, nor can you have had any seriously delinquent accounts. You must not have been denied credit from Chase in the past 6 months.
Chase offers 3 different levels for cardholders. The Elite and Premium cardholders are offered 0% interest for the first six months, while standard account holders will be charged 22.24% (variable) from the first day.
After the first six months, Elite members are subject to 13.24% interest while Premium members will be charged 17.24%. (These rates are all variable, based on the Prime Rate and subject to change.)
Interest is computed on the average daily balance, including new purchases.
The APRs may increase if a cardholder defaults in any way. The new interest rate will be determined after considering the length of time the account has been open; the existence, seriousness and timing of defaults; and other indications of account usage. In addition, they will consider information gathered from other Chase accounts and from any of their related companies, or from credit reports.
Balance transfers and cash advances are charged at 3% of the amount, but not less than $10. International fees are also charged at 3%.
Chase will charge a late payment fee of $15 on balances up to $99; $29 on balances of $100 up to $249; and $39.00 on balances of $250.00 and over. The over-limit fee is $39.
