Simmons First Visa® Platinum
The Simmons First Visa® Platinum is the credit card of choice for consumers with excellent credit.
Travelers especially love the Simmons First Visa® Platinum, because it saves them the expense of insurance coverage. All cardholders are covered by $1,000,000 in travel accident insurance at no extra cost when booking travel on common carriers using their card.
Simmons First Visa® Platinum cardholders can also forget about paying for collision insurance when using their card to obtain a rental car, because they’re already covered. This coverage is available worldwide, except where prohibited by law.
In addition, cardholders who are traveling and report a card lost or stolen can get emergency cash and credit card replacement – for peace of mind away from home.
This credit card carries no annual fee, a low 7.25% variable APR for standard purchases and balance transfers, and no transfer fee on balance transfers. This rate is based on 4% over Prime Rate. Cash advances carry a rate based on Prime plus 8% – making this one of the lowest APR cards available today.
The grace period for repayment of charges is 25 days from the ending date of your last credit card statement. Transaction fees for convenience checks and cash advances are 3% – with a minimum charge of $4 and maximum of $50.
Individuals with exceptionally high credit scores may qualify for credit lines exceeding $10,000. If you wish to be considered for a limit over $10,000 a financial statement will be required. In addition, signatures will be required. We will send the required form prior to mailing your new cards.
Approximately 3 weeks after you receive your new credit card, you’ll also receive a complimentary Balance Transfer Kit. This kit contains everything you’ll need to pay off your high-rate cards (up to your assigned credit line).
If you have excellent credit, The Simmons First Visa® Platinum card should be in your wallet.
