Applied Bank® National Express Secured Visa®
You can’t be turned down when you apply for the Applied Bank National Express® Secured Visa® Card
All you have to do is open a FCIC Insured Deposit Account at Applied Bank. Your new account will secure your new Applied Bank Visa card, and the credit limit will be equal to the amount of your deposit. No interest will be paid on this deposit account.
You can start with as little as $200 and go as high as $5,000. Plus, you’re not stuck with your initial deposit – any time you want you can increase the deposit, and your credit limit, up to the $5,000 limit.
Your application is guaranteed with verification of your deposit and your identity. The U.S. PATRIOT Act dictates that we must verify your name, address, date of birth and other identifying information.
This is a real Visa card, not a prepaid or debit card, and as such it is protected by zero percent fraud liability. It also comes with real rewards – With your account approval you’ll be entitled to a free companion airline ticket valued at up to $530. Simply request it from Customer Service.
The Annual Fee is a low $50, and the interest rate is fixed at 9.99% for both purchases and cash advances. The cash advance fee will be 5% or $5 – whichever is greater. Late payment fees and overlimit fees range from $32 if your credit limit is $1,000 or less, and $35 if your limit is over $1,000. Late payments will not affect your APR, but rates are subject to change without notice.
Rates and terms are subject to change without notice.
